Fulcrums

Credit & risk teams

Credit risk monitoring

Stop discovering counterparty distress in your loss provisions. Fulcrums applies a named pattern library to every UK company on Companies House, surfacing director cascades, charge stacks and structural deterioration as soon as the filings land.

The problem

Where it currently breaks.

01

Quarterly reviews are too slow

Distress builds for years before filings make it obvious. By the time accounts catch up, the loss is priced in.

02

Companies House is a firehose

200,000+ filings per week. You need pattern recognition, not a TIFF reader.

03

Credit bureaus lag

Bureaus reflect what happened. Fulcrums surfaces what's about to happen.

How Fulcrums helps

Built for credit & risk teams.

A focused workflow on top of the platform, same data, same patterns, tuned for your job.

Book a demo
  • Watchlist your portfolio with daily refresh
  • Risk-band pills on every counterparty
  • Slack/Teams webhooks for elevation events
  • API to integrate into your decisioning engine
  • Sector benchmarks for portfolio segmentation

FAQ

Common questions.

How is this different from Creditsafe or Experian?
+
We use the same public source, Companies House, but we apply a 37-pattern detection library tuned for forward-looking distress signals, not backward-looking scores.
Do you cover overseas exposure?
+
Currently UK companies only (8.5M registered entities). International coverage is on the roadmap.