Fulcrums
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Platform

Every signal. One platform.

Fulcrums sits between the raw Companies House feed and your decisions. Six surfaces, one product.

Detection

37-pattern distress library

From imminent insolvency to coordinated board exit, balance-sheet insolvency, charge stacking and dormancy reversion. Each pattern is back-tested against historical Companies House data and re-scored monthly.

  • Trend-based signals from financial filings (turnover, margin, gearing)
  • Event-based signals (resignations, charges, name changes)
  • Composite signals (board cascade × charge stack × late filings)
  • Sector-aware thresholds tuned per SIC code
Screenshot · 37-pattern distress library

Surveillance

Continuous monitoring at Companies House throughput

We pool four Companies House API keys for ~2,320 requests every five minutes, with a 90-day profile cache and a sliding-window rate limiter. You don't manage rate limits, we do.

  • Daily refresh of every monitored company
  • Webhooks into Slack and Microsoft Teams
  • Watchlists with group tagging and CSV export
  • Daily digest emails via SES
Screenshot · Continuous monitoring at Companies House throughput

Networks

Three degrees of separation

An interactive Cytoscape graph traversing directors, PSCs, lenders and shared addresses. Spot common signatures across portfolios, the same finance director quietly stepping down across three of your suppliers.

  • Director-to-company appointments timeline
  • Co-director networks and PSC chains
  • Lender activity by counterparty
  • Shared registered-address detection
Screenshot · Three degrees of separation

Benchmarks

700+ sector benchmarks, outlier-trimmed

Six headline medians per SIC code, turnover, gross margin, net margin, gearing, current ratio, working capital, calculated on a peer set with extreme values trimmed. Each company gets a peer comparison out of the box.

  • Trimmed at the 5th/95th percentile
  • Monthly recompute over 18.3M iXBRL accounts (100% parsed)
  • Drill from sector to top distressed / top funded
  • Public sector pages (great for SEO and citation)
Screenshot · 700+ sector benchmarks, outlier-trimmed

AI

Ask any company a question

An AWS Bedrock-powered Q&A widget on every company page, grounded in the actual filings. ~$0.01 per question, 800-token answers, with full citation back to source documents.

  • Claude 3.7 Sonnet via AWS Bedrock
  • Grounded answers, no hallucinations
  • Per-company memory across questions
  • Audit trail for compliance review
Screenshot · Ask any company a question

Integration

Public REST API

Drop Fulcrums into your CRM, GRC platform or credit-decisioning workflow. Per-key rate limits, OpenAPI schema, and the same data model the GUI uses.

  • /v1/companies/{n}, /v1/companies/{n}/risk
  • /v1/sectors/{sic}, /v1/distress
  • Per-key rate limiting
  • Webhook subscriptions
Screenshot · Public REST API

Ready to see it on your portfolio?

Book a demo Read the case studies