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Lending

Lender rotation

Senior lender replaced.

Definition

How Fulcrums detects it.

All-assets charge satisfied with the incumbent and registered with a new senior lender within 90 days.

Example signals

  • Old charge satisfied
  • New ALL ASSETS charge
  • Different lender

Related patterns

ALL ASSETS charge stack

Multiple all-assets charges to senior lenders.

Mass charge satisfaction

Multiple charges satisfied at once.

First-ever charge

First registered charge in company history.

Small-company first charge

Sub-£1M turnover company registers all-assets charge.